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Clasp Resource Hub:

OBBB + Federal Student Loan Changes

Your guide to navigating the new landscape for workforce and education financing.

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Why This Matters

The passage of the One Big Beautiful Bill (OBBB) marks the most significant shift in federal student loan policy in over a decade. From new income‑driven repayment options to program eligibility changes and employer tax benefits, the landscape for students, schools, and employers is rapidly evolving.

At Clasp, we’re helping partners understand what’s changing — and how to turn uncertainty into opportunity. This hub brings together our latest insights, tools, and playbooks to help you adapt and stay ahead.

Who This Hub Is For

  • Schools: CFOs, financial aid teams, and career services teams needing clear playbooks and student‑ready resources.
  • Employers: HR, TA, and benefits leaders looking to attract and retain talent under new repayment rules.
  • Students: Future professionals navigating debt, repayment, and career decisions.

Stay Updated

Policy is evolving fast. Subscribe to get updates when we add new resources or when new federal guidance is released.

Playbooks & Policy Briefs

DOWNLOADS
Clasp Guide

RAP v SAVE: The New Landscape of Student Loan Repayment

Cover of whitepaper titled "RAP v SAVE: The New Landscape of Student Loan Repayment"
Clasp Guide

The 'Big Beautiful' Playbook for Higher Education

Cover of whitepaper titled "The 'Big Beautiful' Playbook for Higher Education"
Clasp Guide

OBBB's Impact on Student Access

Cover of whitepaper titled "OBBB's Impact on Student Access"

Tools & Calculators

RAP vs. SAVE Repayment Calculator

Compare monthly payments under the new RAP plan versus SAVE — built to help students see their options in real time.

Calculate Your Payments

Webinars & On-Demand Sessions

Aug 20, 2025: Higher Ed's Big Beautiful Response with SACUBO

Aug 20, 2025: Higher Ed's Big Beautiful Response with SACUBO

Join us Aug 20 for a crucial discussion on how the latest legislative changes will reshape the landscape of higher education and student financing. This webinar will provide actionable insights for institutions looking to thrive amidst evolving challenges.
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Blogs & Insights

Bridging the $8 Billion Funding Void: Why Schools Must Act Now

Bridging the $8 Billion Funding Void: Why Schools Must Act Now

Federal student loan policy changes are set to disrupt higher education financing in a major way. With the elimination of Grad PLUS loans and the capping of Parent PLUS loans, an estimated $14.91 billion in federal loan funding will disappear — and even after accounting for private lending and limited school payment plans, a staggering $8.08 billion gap remains. This gap isn’t abstract. It’s the difference between students enrolling and walking away. And unless institutions act quickly, the fallout could be devastating for both students and schools.
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The “Big Beautiful” Shift in Federal Student Loans: What Schools Need to Know

The “Big Beautiful” Shift in Federal Student Loans: What Schools Need to Know

Federal student loan policy is about to change in ways that will reshape how students pay for college—and how schools need to support them. With sweeping revisions to borrowing limits, the elimination of certain loan programs, and a permanent tax exclusion on employer repayments, higher education leaders face both new challenges and opportunities. We’ve pulled together everything you need to know in our Big Beautiful Healthcare Playbook, including detailed tables and actionable strategies. Here’s a quick look at what’s inside.
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The School Deserts Index: How Education Shortages Are Stifling America’s Clinical Workforce

The School Deserts Index: How Education Shortages Are Stifling America’s Clinical Workforce

Across the U.S., healthcare employers are facing record staffing shortages — but the problem often starts upstream. Many communities simply don’t have local training programs for critical allied health roles like radiologic technologists, surgical technologists, and respiratory therapists. Without nearby schools, local students can’t train for these careers, and local hospitals can’t fill open positions — creating what we call “school deserts.”
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Find Us On The Road

NACAC – Columbus, OH

NACAC – Columbus, OH

Who’s going: Marty Herrick, Head of Growth & Charles Nagy, Partnerships When: 9/18-9/20
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P3.EDU – Atlanta, GA

P3.EDU – Atlanta, GA

Who’s going: Marty Herrick, Head of Growth & Charles Nagy, Partnerships When: 11/3-11/5
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MASFAA - Massachusetts

MASFAA - Massachusetts

Who’s Going: David Kafafian, Chief Operating Officer at Clasp Timing: 11/19-11/21 We’re excited to connect with colleagues at MASFAA in Massachusetts this year! David will be on-site (and hopefully on a panel 🤞) talking about new approaches to bridging funding gaps and supporting student persistence. Heading to MASFAA? Let’s grab a coffee and talk about how Clasp partners with schools to tackle enrollment and retention challenges.
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Navigate What's Ahead

LET’S BUILD WHAT’S NEXT — TOGETHER

Clasp connects schools, employers, and students to opportunities that make education more affordable and careers more sustainable. From navigating new repayment policies to building stronger talent pipelines, we’ll help you find the path forward.

What we can help with:

  • Clear strategies for navigating policy changes
  • Smarter ways to support and retain future professionals
  • Tools and resources to make education more affordable and accessible
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